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International Journal of Pure & Applied Bioscience (IJPAB)
Year : 2018, Volume : 6, Issue : 2
First page : (1238) Last page : (1243)
Article doi: :

Study of Extent of Overdue and Recovery of Loans in Primary Agricultural Credit Societies (PACS) in Haryana during 2000 to 2015

Mohit Kumar*, V.P. Mehta and Kamal Kumar
Department of Agricultural Economics, College of Agriculture, CCSHAU Hisar (Haryana), India
*Corresponding Author E-mail:
Received: 9.03.2018  |  Revised: 16.04.2018   |  Accepted: 22.04.2018  



Agriculture is the backbone of Indian economy as  it provides employment to about 50 per cent of country working force moreover accounts for about 13 per cent to national GDP. There exist a spectrum of problems in agriculture but agriculture credit is one of the major problems in rural area. As far as credit in agriculture is concerned PACS play an important role. So the present study focuses on various facets of Primary Agricultural Credit Societies such as extent of overdues and recovery, recovery pattern in selected areas etc. The overall findings of study revealed that Karnal was having more recovery percentage than Hisar for the year 2014-15.Loan recovered and loan outstanding increased with a compound annual growth rate of 8.38% and 5.46% over the study period.

Key words: Agriculture, Co-operative credit, Recovery and Overdues.

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Cite this article: Kumar, M., Mehta, V.P. and Kumar, K., Study of extent of overdue and recovery of loans in Primary Agricultural Credit Societies (PACS) in Haryana during 2000 to 2015, Int. J. Pure App. Biosci. 6(2): 1238-1243 (2018). doi: